Why choose us?

We are dedicated to consumer protection and vigorously defend the rights of our clients. Our law firm has the experience, efficiency and dedication to help you become debt free faster than you may think.

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With today's economic challenges, paying off your debt can seem next to impossible. We understand that people can fall on hard times. That's why we offer legal services to help you pay off your debts quickly and get your life back on track. By engaging our firmā€™s service to represent you through the debt resolution process, our firm can protect your interests and help reduce harassing calls from your creditors.
Contact us today for a FREEĀ consultation!


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Practice areas


  • Reduction of medical debt

  • Reduction of credit card debt

  • Protection from collectors

  • Debt negotiation

Our debt resolution program will

  • Build a realistic budget you can afford.

  • Utilize one low monthly payment to facilitate the negotiated settlement of your debts.

  • Reduce your debt to a fraction of what you owe.*

  • Communicate with your creditors on your behalf.

  • Help you regain financial security.

  • Give you peace of mind.

  • *The attorneys do not guarantee that your debts will be discharged, lowered by a specific amount or percentage,
    or that you will be debt-free within a specific period of time.


Howard Law, P.C., is a federally designated DEBT RELIEF AGENCY as defined in the 2005 amendments to the US Bankruptcy Code. This law firm provides legal advice regarding the pros and cons of filing bankruptcy and represents people and small businesses in filing for bankruptcy relief under the US Bankruptcy Code.

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Pacific Arts Plaza | 675 Anton Boulevard, First Floor | Costa Mesa, California 92626